Find the best Personal Loan for you.

Easy to apply for a Personal Loan with us, Once you have completed this form.

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Apply for HDFC bank Personal Loan

A personal loan is the perfect solution for your financial needs, whether it's for medical emergencies, weddings, international travel, holidays, education, or purchasing essential consumer goods. With competitive interest rates and flexible repayment options, getting the funds you need has never been easier.

Enjoy quick approvals and disbursals with minimal documentation. Our personal loans are designed to offer you the flexibility to meet your financial goals without any hassle.

Get started today and benefit from attractive interest rates, no hidden charges, and a seamless application process. Your financial freedom is just a click away.

Emi Calculator

HDFC Bank Personal Loan – Quick & Hassle-Free Approval

Looking for a personal loan? Get an HDFC Bank personal loan in just a few simple steps!

Why Choose HDFC Bank Personal Loan?

Loan Amount – Up to ?40 Lakhs
Attractive Interest Rates – Starting at just 10.75% p.a.
Flexible Tenure – Up to 72 months
Affordable EMIs – Starting at just 1,891 per Lakh
Quick Processing – Loan disbursal in as little as 4 days

HDFC Bank Personal Loan Details

• Interest Rate: 10.75% - 24% p.a.
• Loan Tenure: 3 to 72 months
• Processing Fee: Up to ?4,999 + GST
• Loan Amount: 50,000 to 40 Lakhs
• Minimum Income Requirement: 25,000 per month
• Eligible Age: 21 to 60 years

EMI Calculation Example

For a 3 Lakhs loan with a 5-year tenure at 10.75% p.a., the EMI would be:
• EMI: 6,485
• Total Interest Payable: 89,123
• Total Amount Payable: 3,89,123

HDFC Bank Personal Loan Fees & Charges

• Part Prepayment Charges: 2% to 4% of the prepaid amount
• Foreclosure Charges: 2% to 4% of the outstanding loan amount

Documents Required for HDFC Bank Personal Loan

Identity Proof: Passport / Voter ID / Driving License / Aadhaar Card
Address Proof: Passport / Voter ID / Driving License / Aadhaar Card
Income Proof: Last 3 months’ Bank Statement / Salary Slips / Form 16
Other Documents: Signed application form with a recent passport-size photo

Key Benefits of an HDFC Bank Personal Loan

No Collateral Required – Get a loan without pledging any assets.
No Restrictions on Usage – Use the loan for any personal expenses like medical emergencies, travel, or home renovation.
Quick Approvals – Minimal paperwork and fast loan processing.
Fixed Interest Rate – Enjoy stable EMIs without worrying about fluctuations.
Flexible Repayment Options – Choose a tenure that suits your financial needs.

Apply Now & Get Instant Loan Approval!

Hassle-free application | Fast disbursal | Trusted by millions