Which is the Best Credit Card for You?

Your spending pattern: Your monthly spending pattern is a significant factor in choosing the right credit card.

The reward type: Credit cards offer rewards in terms of cashback, rewards points & air miles.

Fees and charges: Compare the interest rate on different cards and the fees and charges that apply.

Offers on the card: Some cards have great offers and discounts when you use them to shop on a particular website or when you use it in a specific store.

Welcome bonus or gift: Some banks offer welcome gifts and joining bonuses on applying for a credit card. Gifts could be the latest gadget or bonus points and miles.

Payment options: Most cards will allow you to make payments via multiple channels